2017 Chase Sapphire Preferred Travel Insurance, Dining Program & Credit Score Requirement- The Hottest Plastic Metal Card

The Best Chase Bank Credit Card. Packed With Travel Insurance And What Credit Score Needed to Qualify

Chase Sapphire Preferred Travel Insurance, Dining Program & Credit Score Requirement

Is chase sapphire preferred a good credit card? YES ! The Chase Sapphire Preferred® Card is unarguably one of the most preferred and popular credit cards you want to put in your wallet. The card perks include from dining to travel benefits point. According to NERDWALLET, it is one of the best bonus point travel cards under $100 annual fee.


APR16.24% – 23.24% variable
Intro APRNo Introductory APR
Foreign Transaction Fee0%
Credit NeededExcellent
Annual Fee$95, waived for the first 12 months
Foreign Transaction FeeNone

  • Purchase Protection
  • Return Protection
  • No Foreign Transaction Fee

    • Travel Accident Insurance
    • Trip Interruption Insurance
    • Baggage Delay Insurance
    • Travel & Emergency Assistance
      • Roadside Assistance
      • 24/7 Cardholder Support
Foreign Transaction FeeThis card had 0% transaction fee, good news for international travelers

Chase Sapphire $0 Introductory APR for First Year. Then, of course, $95Cons: Chase Sapphire Preferred No APR

The card is not valuable for those who spend less than $10,000 per year

Pros Chase Sapphire Best Chase rewards credit card 
Best rewards rates on dining and travel
And Chase’s Bank one of the best credit card rewards programs

Chase Sapphire Preferred signup reward 2017

The 50,000 bonus points were announced in 2015 when chase awarded points only when customer spend $4000 on the first month upon account opening.

Citi Simplicity13.49% – 23.49%Apply
Double Cash Card13.49% – 23.49%Apply
DiscoverIT 18-month balance transfer11.24% – 23.24%Apply

The signup bonus of chase sapphire preferred signup bonus in 2017 remain same. Besides you get additional 5,000 points if you add authorized customer and make a purchase in first three months. The $95 you will be not asked to pay for the first year of your card membership.

Chase Sapphire Preferred Card Travel Insurance

Besides traveling benefits, the card offers an exclusive advantage of some top-notch benefits while you were on the road.

The Chase Sapphire Preferred offers car rental insurance, Travel Insurance primarily. Without reporting it to your insurance company which covers the theft or damage of your rental car, entire loss a benefit that can save you big time in the long term.

Wine & Dine with Chase Sapphire Preferred by JeraldineRawlins

The Chase Sapphire Preferred Dining Program

Chase Sapphire Preferred gives you 2x points power on dining program and travel at restaurants & also 1 point on a dollar spent on all other purchases. chase sapphire preferred is best for an individual who loves to dine out.

Chase Sapphire Preferred Credit Score Requirement (Needed)

The chase Sapphire Preferred credit card has impressive benefits and due to this, you will need to have a good or excellent

credit score to qualify. According to few sources, the average Credit Score for Approval required is 700 credit score but that depends on lot of factors not just credit score, few individual who have score of 750, got disqualify

Other Benefits

  • No blackout periods or journey constraints – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards
  • Get 25% additional advantage when you reclaim for hotels, airfare, car rentals and cruises through Chase Ultimate Rewards. For instance, 50,000 points meriting $625 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • No foreign transaction fees on Chase Sapphire
  • 2X points on dining and travel at restaurants worldwide & 1 point per dollar paid on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user  in your account and make a purchase in the first 3 months from after account opening
  • Earn 50,000 bonus points following you spend $4,000 on buying in the first 3 months from the account opening. That’s $625 approaching travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred was Named as the Best Credit Card for Flexible Travel Redemption – by Kiplinger’s Personal Finance, July 2016
How many points will you get by using this card?

50,000 bonus points after you had spent $4,000 on purchases in the first 3 months from account opening.

Do I get more value out of my points?

As we said earlier if you redeem your points for car rentals  hotels, airfare, cruises and more via Chase Ultimate Rewards®

What are additional ways to earn additional points?

By Adding the first authorized user and making the first buying within the first 3 months from account opening will earn almost 5,000 bonus points.

What can I do with my rewards points?

Redeem with Gift cards, purchase and more,

What are the special benefits from this card?

The Chase Sapphire had participating in frequent travel programs which in use: Singapore Airlines KrisFlyer Korean Air SKYPASS, Flying Blue AIR FRANCE KLM Singapore Airlines KrisFlyer, British Airways Executive Club, United MileagePlus®, Southwest Airlines Rapid Rewards® Virgin Atlantic Flying Club, Marriott Rewards®, IHG® Rewards Club, The Ritz-Carlton Rewards®

What is the Chase Sapphire purchase APR?

That depends on Based on your creditworthiness, the Chase Sapphire Preferred® Card has a 16.99%-23.99% variable APR.

Do you think Chase Sapphire Preferred is a good card for international spending?

Yes it is, we bet.

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